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Mommy Millionaire

Kim Lavine has transformed the lives of millions through appearances on the Today Show, Rachel Ray, GMA, NBC, ABC, CNN, CNBC, FOX, NPR, Oprah & Friends & features in USA Today, Guideposts, Inc, Business Week, Entrepreneur, and Forbes, to name a few. Her startup bible MOMMY MILLIONAIRE was called by Publishers Weekly “A top-notch how-to guide on launching a business…a rare gem.”

Read more in the newly updated Platinum Version of MOMMY MILLIONAIRE Available for immediate download by eBook or PDF. Filled with all kinds of bonus materials including document templates, updated tips and the real skinny on what went down since I wrote this book.

Price: $9.99 (Upon purchase you will immediately be redirected to download in EPUB, MOBI or PDF formats)

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Kim Lavine's Media Highlights
Kim Lavine's TV Highlights
Kim Lavine
Listen as I tell you a story, of history being made...

Kim is on a mission to inspire people to follow their dreams, empowering them with hope, honesty and faith.

Identified as America’s Expert on Inspirational Business Advice, Kim touches and inspires millions around the world through her appearances on The Today Show, Rachel Ray, Good Morning America, NBC & ABC news, CNN, CNBC, FOX, NPR, Oprah & Friends Radio Network, and features in USA Today, Country Living, Guideposts, Inc, Business Week, Entrepreneur, Women's World, and American Baby to name a few. Read More...

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Kim Lavine's Print Highlights
Wednesday
Jun172015

« Warning! Danger! 'Bad Money' »

by Kim Lavine

“It’s clear we need to apply life support,” said Bad Money. “We want to get you some cash to take care of these immediate and critical needs, which will keep you growing and headed in the right direction until we put the whole deal together."

“What happened to the six figures?” I asked. I could not have known then how impossibly naïve this question was at this time.

Most Angel deals, I would later learn, take a minimum of a year to complete. I was only on my second month.

Doing Due Diligence

Due diligence alone, I would later find out, took a full eight weeks. Nobody told me this then, and I had absolutely no clue, but I thought the idea of giving me money in the short-term while we put together the long-term sounded like a good idea.

“What kind of credit do you have?” asked Bad Money, ignoring my question. “I mean, if I called your banker right now, what would she say about you?"

“She’d say, that we have two loans with her, of which we’ve never even been late on a payment once in two years. She’ll tell you that we’re about to pay off one of those loans in full, worth $75,000, when we sell our rental property in the coming month. She’ll tell you that we’ve had an account in good standing for over ten years at her bank, never once bouncing a check. She’ll tell you that, despite our business’s financial difficulties, we’ve managed to maintain an exceptionally good credit score by making all of our payments on time, and negotiating with our vendors for terms on the rest.” I told him, knowing it was all the truth.

“What’s her number?” he suddenly demanded of me very brusquely. “Her name and number—I need it now!”

Flustered by his Urgency

I opened my day planner and read off the name and number as he wrote it down. He took his piece of paper, got out his phone, and immediately left the room while dialing. Just a few minutes later, he came back into the room, all in a huff.

“I just called your banker,” he proclaimed to the group. “She told me that you’re a big credit risk and that all the things you just said to me aren’t true!”

I knew my banker had lost all interest in me, and she was many things, but she wasn’t a liar. She would not compromise her job, her career, or her professional standing to say something that was untrue about me just to scuttle my business.

“Could you please leave the room for a few minutes while we work this out between us?” Bad Money asked.

We left the room in a state of bewilderment. I didn’t like pressure being applied. I hadn’t asked to come there, they had asked me!

All of my senses started to beep: “Warning!” “Danger!”

I called my banker to ask her if she had indeed said these things. Her secretary answered; I couldn’t talk to her because she was on vacation. She wasn’t even in the office. Had somebody else said these horrible things, I asked? Her secretary assured me, “I’ve been sitting next to this phone for the last half hour, and it hasn’t rung once.”

An Excerpt from MOMMY MILLIONAIRE

Read more in the newly updated Platinum Version of MOMMY MILLIONAIRE Available for immediate download by eBook or PDF. Filled with all kinds of bonus materials including document templates, updated tips and the real skinny on what went down since I wrote this book. CLICK HERE TO BUY THE BOOK

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