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Kim Lavine
Listen as I tell you a story, of history being made...

Kim is on a mission to inspire people to follow their dreams, empowering them with hope, honesty and faith.

Identified as America’s Expert on Inspirational Business Advice, Kim touches and inspires millions around the world through her appearances on The Today Show, Rachel Ray, Good Morning America, NBC & ABC news, CNN, CNBC, FOX, NPR, Oprah & Friends Radio Network, and features in USA Today, Country Living, Guideposts, Inc, Business Week, Entrepreneur, Women's World, and American Baby to name a few. Read More...

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Forget about Sharks, there’s $20 Billion available every year from Angels. In THE NEXT BIG DREAM, I’m going to show you how to get it. ​This won’t be easy, but you will be successful.

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What is a Factor?

by Kim Lavine

Factoring 101

Factoring is an essential part of any successful business, yet few businesses understand it, and that can cost your $100,000's. Here's what you need to know:

What is Factoring?

  • Factoring is when a company sells its account receivables to a bank or financial institution, which purchases them at a discount of anywhere from one to ten percent typically.
  • The advantage is that the company selling them gets their cash in one day instead of 30 or 60, freeing up cash flow while taking the worry and administration out of collecting bills, while the financial institution that buys them makes interest.
  • A lot of companies use factors, and a lot of them use the same big factors, so if your credit goes bad at one account, it will go bad at them all. The good thing is that once you get approved for a credit line, you can use that line with other vendors.

Want to Know More?

Watch this video courtesy of CIT'S FACTORING UNIVERSITY. CIT is one of the biggest and most prestigious factors in the world and is located in New York City.


Read more in the newly updated Platinum Version of MOMMY MILLIONAIRE Available for immediate download by eBook or PDF. Filled with all kinds of bonus materials including document templates, updated tips and the real skinny on what went down since I wrote this book. CLICK HERE TO BUY THE BOOK

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Whether you're just looking to get started, or to raise a million dollars, you can save time and money by  taking advantage of the expertise I've developed at the cost of tens of thousands of dollars over the course of years to reach your personal dream of business success.